Easy Advance
Emergency cash at your finger tips.
When life's little emergencies arise, help is on the way. With one simple phone call, Easy Advance gives you access to emergency cash 24 hours a day, 7 days a week!
- Convenient: Easy Advance is a line of credit that allows eligible customers to borrow money from their next direct deposit - anytime, from anywhere. You may qualify for the Easy Advance service up to a maximum of $1,000*.
- Quick and Easy: There is no paperwork to complete and no credit checks. Once approved, your advance is deposited into your checking account for immediate access.
- Pay only for what you need: The Advance fee is 10% of the amount advanced, regardless of how long the advance remains unpaid. For example, the fee for a $200 Advance would be $20.
- Repayment: The amount advanced plus the Easy Advance fee will be deducted automatically from your next Qualified Direct Deposit or you can pay the balance owed at anytime using the PayNow feature. If for some reason you do not qualify for an Easy Advance, you pay nothing.
To learn more about Easy Advance: Visit your local Guaranty Bank branch, call 1-800-235-INFO (4636) and choose option 4, or read the Easy Advance line of credit agreement and disclosures for full details.
To enroll in the service and request an Easy Advance: Call our INFO Line at 1-800-235-INFO (4636) and choose option 4 to apply.
*Easy Advance is a line of credit that allows eligible customers to borrow money from their next direct deposit. The minimum Credit Limit is $200 and the maximum Credit Limit is the lesser of $1,000 or 25% of the total Qualified Direct Deposits of $100 or more which have been deposited to your Qualified Checking Account during the 70 day period prior to your request for an Advance. The Advance Fee is 10% of the amount advanced. This service is an expensive form of credit and must be repaid quickly. It is intended for short-term borrowing needs. See branch for details.
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