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Personal Checking Account Comparison

The chart below highlights basic features of Guaranty Bank checking accounts. When you're ready for more detailed descriptions, click on the name of the account that's right for you.

Account Type	Account Features	Minimum Opening Deposit	Monthly Service Charge	Other Account Specifics
Guaranty Checking	Free Guaranty Check Card No Monthly Fees Free ATM transactions worldwide, with no rebate forms Nickel back on signature based check card transactions Earns interest No Minimum Balance required Free Deluxe ID TheftBlock® Basic protection for primary account holder Free Checks for life	$1	No monthly service charge	Simple interest is accrued daily and compounded monthly No minimum balance to earn interest Complimentary check safekeeping2 or image statements available3
GuarantyChek® Free	No minimum balance requirement Unlimited check writing First order of 50 checks is free Use any ATM for free with monthly direct deposit (rebate form required)	$100	No monthly service charge	Complimentary check safekeeping2
Guaranty 50 (Must be age 50 or over)	Earn interest Unlimited check writing Free standard bank checks or discount on special designs Free American Express® Travelers Cheques Free cashier's checks (limit two per visit) Discount on safe deposit box (where available)	$100	$7 - if balance falls below $100	Simple interest is accrued daily and compounded monthly No minimum balance to earn interest Complimentary check safekeeping2 or image statements available3
Gold Rewards Banking	Discounted HELOC rates and bonus CD rates1 Unlimited check writing Earn interest Free use of any ATM with direct deposit (rebate form required) Free standard bank checks or 50% off special designs Free American Express® Travelers Cheques Free cashier's checks Discounted safe deposit box rental (where available)	$100	$15 - if average daily balance of checking account combined with any other linked banking accounts (including all checking accounts, statement savings accounts, money market accounts, CDs and IRA CDs) falls below $15,000. If requirement is met, fees for all linked accounts will be waived.	Simple Interest is accrued daily and compounded monthly No minimum balance to earn interest Complimentary check safekeeping2 or image statements available3
AirMiles Checking™ 4	Earn American Airlines AAdvantage® miles Earn interest Unlimited check writing Free American Express® Travelers Cheques First order of 50 checks is free	$100	$10 - if balance falls below $2,500 and average daily balance falls below $3,500	Simple interest is accrued daily and compounded monthly No minimum balance to earn interest Complimentary check safekeeping2 or image statements available3
Ultimate Checking	Earn a high interest rate on entire account balance Unlimited check writing Unlimited deposits and withdrawals First order of 50 checks is free	$10,000	$15 - if balance falls below $10,000	Simple interest is accrued daily and compounded monthly No minimum balance to earn interest Complimentary check safekeeping2 or image statements available3
Outstanding account benefits available with all Guaranty personal checking accounts: Free Guaranty Check Card or ATM Card with unlimited withdrawals at Guaranty-owned or designated ATMs Free Online Banking and free Bill Pay - Obtain account information, transfer funds, download statement information and pay bills online FREE! Money Line - Access account information and transfer funds day and night with a touch-tone telephone Dallas Mavericks Checking is available on any Guaranty Bank checking account Telephone transfers

En Español

The Facts about your Guaranty Bank Deposit Accounts disclosure and all other disclosures provided to you when you open an account constitute the entire agreement between you and the Bank concerning your account(s). If there is a conflict between those disclosures and the information on these Web pages, the terms of the disclosures will control.

Guaranty Bank offers a variety of services that provide convenience and security to your accounts.

1	May not be combined with other offers. Not available on all CD types.
2	Checks are microfilmed and held for retrieval
3	Image Statements will include an electronic image of the front of the original paper check.
4	American Airlines reserves the right to change AAdvantage� program rules, regulations, travel awards and special offers at any time without notice, and to end the AAdvantage� program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage� program, visit www.aa.com/aadvantage. AmericanAirlines and AAdvantage are registered trademarks of American Airlines, Inc.

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